According to Futami (1993), a single premium is an official payment of insurance made at the time the insurance contract is approved and there is no further payment [1]. While annual premiums are premiums that are paid at the beginning of each year, the amount of which can be the same or change. Before determining the annual premium amount we must first determine a single premium for life insurance. A single-life insurance premium with =− coverage period is stated as a single premium for life insurance that can be denoted as [9-12]. For example ω states the maximum age of the insurance participant, t states the life opportunity of the life insurance participant who is years old lives up to t years and will die 1 year later stated by: